Jensen, Utah, Nov. 7, 1911 My dear Mr. Stewart:- Referring to overdrawal on my field acct. I have been looking up my account and it was perfectly correct. I don't yet understand the first overdrawal of nearly $30 but am sending in pass book for balance and cancelled checks. The second deficiency came as you undoubtedly see now by misunderstanding as to amt deposited. I did not intend to overdraw, and am sorry that it occurred as I know it is very exasperating. I sometimes draw check a few days before end of month, but none I think that would have reached you at that time. If there is no delay it takes mail four or five days to reach you. Yours Truly, Earl Douglass