Jensen, Utah, Jan. 2, 1922 Dear Dr. Holland:- At the beginning of the year have been summing up financial matters. As promised I am sending debit & credit statements of accounts back to where they balance. I have drawn checks to balance these accounts, except $13.50 to Mr. Schaefermeyer, which by terms of agreement is not due until the end of January. As I have not heard from the office as to plans, allowances etc. it has been up to me, and I am sure that you would say "straighten up matters and get them out of the way". The bills summed up a little more than I thought. I have, as you will see credited an extra $125.00 on the Monthly Account. This will cover all checks drawn. If you had deposited